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2026-09-03 05:22:42 -

The “Three-Level Budget” Method: How to Plan Unique Diwali Gifts Without Overspending

Diwali gifting becomes expensive surprisingly quickly. You may start with a simple list for close family members, but soon relatives, friends, colleagues, and neighbours are added. Without a clear spending plan, even small purchases can push the total far beyond what you expected. The Three-Level Budget Method offers a practical solution. Instead of deciding how much to spend on every...

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